The Section 8 housing program helps low-income individuals and families in American society find appropriate clean housing in crime-free neighborhoods. Housing assistance is granted in tandem by the government and Public Housing authority who cooperate to help place the applicant in an affordable and nice home.
Individuals who apply for Section 8 Housing receive the vouchers from the local Public Housing Authorities who in turn receive funding from the U.S. Department of Housing and Urban Development (HUD). HUD pays subsidies to landlords to help equalize the difference between the market price of a rental unit and what can be afforded by the applicant. The difference here is that this program changes lives in that a person is no longer required to pay 80% of their income or more just to afford to have a place to live. The amount of rent they pay each month will be significantly reduced as Section 8 pays 70% of the rent due each to the landlord on the applicant’s behalf.
Requirements for Section 8 Eligibility
To be eligible to apply you must be able to prove that you are paying more than 50% of what you make towards rent. You also have to prove that you have…
Section 8 Housing, also now commonly known as Housing Choice Vouchers, is a program offered by the federal government to assist low-income families, the disabled, war vets and the elderly so they can live in affordable, decent homes. The assistance is provided on behalf of a family and individual and the homes offered can include apartments, town-homes and single-family dwellings. The program also helps families who live in poor circumstances to move from a better place than their current place without a loss of financial assistance from HUD.
Who is Eligible for Section 8 Housing?
By law a family’s income cannot exceed 50% of the median income for the county or metropolitan area in which they live. By law the Public Housing Authority must provide 75 percent of its voucher to applicants whose incomes do not exceed thirty percent of the area’s median income. These income levels are published by HUD and vary by location.
Eligibility for this type of housing is also based on the total annual gross income and family size and eligibility for the program is limited to citizens of the United States as well as certain categories of eligibility.
You can find lots of information about these programs at
Section 8 Housing is available for U.S. citizens that do not have enough money to pay for a rent or a mortgage. The casual name for this program is housing choice vouchers. The Office of Fair Housing and Equal Opportunity (FHEO) run it in a quest to make sure all American citizens have equal access to housing. You can find lots of information about this mandate at http://portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp.
How Does Section 8 Housing Work?
In the Housing Choice voucher program, vouchers are issued by local public housing authorities and are either project-based or tenant based.
The tenant based voucher program offers financial assistance for a person who wants to move into a unit that offers an improved life quality over the one they currently live in.
Under a project-based voucher program a tenant receives the financial voucher that is only good for a certain amount of time and that only applies to certain buildings. An issue with this program is that you cannot carry the program’s financial assistance with you if you decide to move to another unit.
If your application to Section 8 Housing is approved then you will have to live up to your responsibilities to move into a new unit…
Applying for Section 8 housing can be difficult. You may need low income housing as quickly as possible, but there tend to be long waiting lists to get into local Section 8 housing programs. The easiest way to reduce the amount of time that you have to wait to find housing is to make sure that your Section 8 housing application is filled out quickly and accurately.
Obtaining a Section 8 Application
Section 8 Housing applications can be found in your local Public Housing Agency (PHA) office. You can simply walk into the office and ask for the application. Then you will need to take it home and fill it out. Of course, you can also download, print, and fill out an online Section 8 housing application. Once you have filled it out, you can drop it off at your local PHA office. Some Section 8 housing applications can be filled out and processed online through third-party websites. That can often cut the waiting times down by quite a bit.
Filling Out the Section 8 Housing Application
When you fill out the Section 8 housing application you need to be as accurate as possible. If you have any incorrect or missing information, leave…
The Section 8 Housing Assistance program is of benefit to both tenants and landlords. Tenants use a housing voucher to rent homes in safe areas that they would not normally be able to afford. This assists many families who may be living in slums and allows them to begin living in cleaner, well kept up apartments, townhomes and homes. It also helps landlords fill the emptier spaces in their buildings if that should be the case. For an excellent description of the program and facts about how to apply go to the U.S. Department of Housing and Urban Development website at http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet.
What Are the Benefits of Section 8 Housing Assistance?
Section 8 Housing Assistance has many advantages and it is especially good for families. Instead of all of one’s income going towards an expensive rent, families are able to spend some money on food and other necessities. This can also allow families to save a bit of money so they can move out of a crime-ridden area to a better one. This is especially good for low-income youth who will be better nourished and more able to take advantage of educational opportunities and job programs. There is also less…
Section 8 is another term for the government’s Housing Choice Vouchers Program. That program is designed to provide low income housing for those who need it.
Why It’s Called Section 8 and not low-income housing?
The term “Section 8” refers to section 8 of the Housing Act that was passed in 1937. That act has been altered many times over the years, but the general purpose of it hasn’t changed. It provides government-funded payments to landlords, which allows those on low incomes to find cheap or free housing.
How Low Income Housing Works
There are many programs that are technically part of the Housing Act of 1937 plan. However, the largest and most well-known of those programs is the Housing Choice Voucher Program. Although Low Income Housing is controlled by the U.S. Department of Housing and Urban Development (HUD), the voucher program is administered locally by each Local Public Housing Agency (PHA).
Each local PHA branch pays landlords a certain amount on behalf of the tenant. That amount varies based on the income of the tenant. Usually, the PHA calculates 30% of the household income. Then it will pay the difference between that and the PHA-determined payment standard. That standard is usually 80% to 100%…
The housing choice voucher program is a major assistance program in the United States that helps low-income individuals and families in society find affordable and decent housing. Since the government and Public Housing authority on behalf of the family or individual provide housing assistance, participants are able to find their own housing as long as it meets the program requirements.
Individuals receive the vouchers from the local Public Housing Authorities who in turn apply for funds from the U.S. Department of Housing and Urban Development (HUD). HUD is the administering body for the program. The subsidy is paid directly to a landlord on behalf of the participating family to help defray the difference between the market price of a rental unit and what the family can really afford.
Requirements for Section 8 Housing
To be eligible you must have a designated housing size and total annual gross income that has you paying more than 50% of what you make towards rent. The Section 8 programs are in place to reduce that to 30% of what you make so you can make some progress in life. The actual income levels are determined by median figures in your area about income levels. Usually you are…
If you find yourself on a low or fixed income, as many people do, you may be interested in finding a low income apartments. Low income apartments are often available for elderly, disabled, and low income people. They are subsidized in order to help those who wouldn’t be able to afford apartments on their own.
HUD and Low Income Apartments
The Department of Housing and Urban Development, otherwise known as HUD, and Section 8 programs can allow you to move into a low income apartment, if you qualify. The government subsidizes those programs and pays landlords part of the rent, allowing low income families to afford apartments that would otherwise be out of their financial reach.
Local Public Housing Agencies are actually responsible for managing housing voucher programs for low income individuals and families. So, if you need to apply for low income apartments, you should contact your local Public Housing Agency (PHA).
Eligibility for Low Income Apartments
Not everyone is eligible for low income apartments through Section 8 and HUD. So, you will need to see if you are eligible by setting up an interview with your local PHA. Before your appointment you should prepare information about your family income and assets. Bring that…
Section 8 Housing has had a name change in the last few years. It is now known as the Section 8 Housing Choice Voucher. Section 8 is an older term used to describe the original program that was created in 1937 when the bottom dropped through the market, millions were jobless and thousands of people had trouble affording their homes.
The Section 8 program is the federal government’s main way for grant assistance to families that can’t pay their rent or afford to move out of a lousy neighborhood. You can find out more about the history of Section 8 and many facts about Section 8 Housing in general at http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv.
Section 8 Housing Voucher Eligibility
Section 8 Housing Vouchers are only given to those who meet certain criteria for poverty in the county or metropolitan area in which you live. These income levels vary from location to location so eligibility varies as well. Usually these subsidies are not granted to people who make 50% of the median income for a particular area. Your local Public Housing Authority often determines these facts and figures so the numbers that you need to meet to be eligible are always different.
The application process…
The Housing Choice Voucher Program, which many people just refer to as “Section 8,” is a program designed to provide affordable housing for families with low incomes. Section 8 also provides housing for the elderly and people with disabilities.
How Housing Choice Vouchers Work
The Housing Choice Voucher Program is not limited to providing needy individuals and families with housing in subsidized housing projects. Instead, anyone who qualifies can choose to live in any home that qualifies. So, those in the program have several options. Some of those options are:
- Private Homes
When you receive a housing choice voucher, it could be for up to $2,200 per month. Whatever amount you qualify for will be taken off of your monthly rent. In cases where you receive more money than you need for rent, you may be able to keep the excess. In cases where you don’t receive enough money to pay your rent, you will need to pay the difference each month.
Landlord and Housing Requirements
If your family qualifies for the Housing Choice Voucher Program, you will have to choose your own place to live from housing options that meet the programs standards. Those standards are: