Learn About Section 8 Housing Lists in Arkansas
Section 8 housing lists in Arkansas provide affordable home options for low-income individuals and families. Section 8 house listings include rental properties from landlords at fair market rates in order for low-income tenants to find a home. In order to obtain a home from a Section 8 rental housing list, an individual or family must meet the minimum requirements listed by the program, and receive a voucher from the public housing agency or PHA.
Learn How to Find Section 8 Housing Lists in ArkansasSection 8 housing lists in AR are most notably found online. The internet has an abundance of Section 8 house listings for you to peruse, where you can filter and sort by price and housing type. Section 8 apartment listings can also be found through local resources in your town or city. You may find a list of Section 8 houses in the classified section of your local newspaper or even within the grocery store community boards. Section 8 housing lists can also be found in the same places that searching for non-Section 8 housing will be. You can learn more about how to apply for a Section 8 home by downloading our guide.
What qualifies as a Section 8 home in Arkansas?Section 8 apartment listings all include homes which have been approved and qualified by the U.S. Department of Housing and Urban Development (HUD) for the program. In order for a home to be approved for a list of Section 8 houses, it must have certain items checked off its list. For example, the house or apartment must provide water free from contaminants. More requirements to become part of the Section 8 housing lists in Arkansas specify that homes must:
- Not be within an abnormal amount of air pollution.
- Have at minimum, one working smoke detector for each level of the dwelling, including the basement.
- Have at least two ways to exit the unit.
- Not have any rodent or vermin infestations.
- Not be in a neighborhood with excessive noise or large accumulations of trash.
How Big of a House Can You be Approved for in Arkansas?Section 8 housing lists include a variety of housing sizes, in order to accommodate big and small family units. However, out of all the Section 8 apartment listings, the decision for how big of a house your family will be eligible for falls solely on the public housing agency (PHA). Rather than just browsing a list of Section 8 houses, speak with the PHA first. The PHA presents you with a voucher that illustrates the size unit you are eligible for. While a family of one or two most likely will not be eligible for a five-bedroom home, a family of five or six can choose a unit with fewer bedrooms than listed on the voucher, as long as the utility allowances and housing quality standards are met .
Learn About Checking Your Credit Score Before Viewing Section 8 Apartment Listings in ArkansasBefore spending time browsing Section 8 house listings, step one would be to check your credit score. Landlords who have properties on the Section 8 rental housing list will check your credit prior to approval. It is most beneficial, prior to even finding a list of Section 8 houses, to establish where your credit falls on the scale. Order a free copy of your credit report today and prevent any unwelcome surprises when you find a home you love. You can expect your credit score to fall within the following ranges:
- 750-850 (Excellent): Applicants will find approval and favorable rates.
- 700-749 (Good): Applicants should find approval with favorable terms.
- 650-699 (Fair): Applicants normally are approved, but rates are modest.
- 550-649 (Poor): Applicants might be approved, but terms may be unfavorable.
- 300-549 (Very Poor): Applicants most likely will not receive credit.
Tips for Reading Arkansas Section 8 House ListingsSearching for Section 8 housing lists and reading a list of Section 8 houses are two different things. Oftentimes Section 8 house listings use abbreviations to simplify the listing and make it easier to read. Before getting lost in a list of Section 8 rentals, understand the terms and abbreviations that will be used. For instance, “appls” stands for appliances and “cp” for carport. Other common phrases you may see on a list of Section 8 houses include:
- “ch” for central heat
- “ba” for bathroom
- “dk” for deck
- “br” for bedroom
- “Ac or a/c” for air conditioning
- “det” for detached garage
- “fp, fplc or frplc” for fireplace