Learn About Section 8 Housing Lists in Maine
Low-income families can use Section 8 housing lists in Maine to find affordable housing within their means. Section 8 apartment listings are guaranteed to provide safe and quality homes as defined by the Department of Housing and Urban Development for individuals and families struggling with money. The Public Housing Authority creates Section 8 apartment listings so that families can find a home that best fits their needs. However, before searching a list of Section 8 houses near you, it is important to understand things like how a Section 8 home qualifies for the program or how to read Section 8 house listings.
Learn How to Find Section 8 Housing Lists in MaineA list of Section 8 houses in Maine can be found in many of the same places other apartment listings are found, such as newspapers, local libraries, community boards and the like. A Section 8 rental housing list can also be procured through your local Public Housing Authority (PHA) office. Perhaps the simplest way to search Section 8 housing lists is through the internet. Online Section 8 apartment listings are available for you to browse at your leisure, as well as allow you to filter specifications to fit your needs. With online Section 8 rental housing list resources, you can customize your search by bedroom size, neighborhood or even price. To learn more about how to apply for Section 8 benefits after finding a suitable home, download our guide.
What Qualifies as a Section 8 Home in Maine?Section 8 housing lists in ME all have one thing in common: They are inspected and approved for listing by the PHA before tenants can move in. This is because for Section 8 housing lists to include a home, certain criteria needs to be met. For example, the Public Housing Authority uses 13 categories to inspect, which include sanitary conditions, smoke detectors, and site and neighborhood environment to name a few. Other common requirements state that qualified houses and apartments must:
- Have at least one smoke detector on each level of the dwelling.
- Not have trash accumulation.
- Not have lead-based paints on any units constructed prior to 1978.
- Have climate control capability with both heating and cooling.
- Be free from any contaminants or pollutants.
How Big of a House Can You be Approved for in Maine?For those considering finding a home through Section 8 housing lists in Maine, it is important to first determine how big of a house you are eligible for. Section 8 house listings include homes of all sizes and the Public Housing Authority will determine the size that is best for your family. For example, a family of four searching through Section 8 apartment listings might be eligible for a three-bedroom dwelling. However, that same family may find a two-bedroom home through a list of Section 8 houses that they prefer, despite being granted three-bedroom eligibility. This is acceptable as long as the home still meets the quality standards and utilities allowances.
Learn About Checking Your Credit Score Before Viewing Section 8 Apartment Listings in MaineBefore digging into ME Section 8 apartment listings, you should first order a credit report. Landlords with Section 8 house listings require a credit check prior to approving your application. Since Section 8 housing lists are similar to regular apartment lists, a credit check will be an easy way for the landlord to determine your credit history. Order a free copy of your credit report today to avoid any potential headaches that your landlord will discover. If you are not sure how your credit score measures up, the following categories can give you a good idea:
- 750-850 (Excellent): Credit approval is highly likely. Rates and terms will be excellent.
- 700-749 (Good): Credit approval is very likely. Rates and terms will be favorable.
- 650-699 (Fair): Credit approval is likely. Rates and terms will be modest.
- 550-649 (Poor): Credit approval is not too likely. Rates and terms, though, would be unfavorable.
- 300-549 (Very Poor): Credit approval is not likely.
Tips for Reading Maine Section 8 House ListingsReading an ME list of Section 8 rentals can be more difficult than expected. Section 8 housing lists use abbreviations in order to make the listing much simpler to digest. For example, “kit” would be used in place of “kitchen” while “dk” would be used in place of “deck.” While it may seem daunting at first, abbreviations within Section 8 apartment listings can be easy to understand once you familiarize yourself with them. Take a look at these abbreviations most commonly seen on a list of Section 8 houses:
- “appl” for appliances
- “bsmt” for basement
- “cntp” for countertops
- “ngs” for natural gas
- “lft” for loft
- “mba” for master bedroom with bath