Learn About Section 8 Housing Lists in New York
New York Section 8 housing lists make finding an affordable home simple. By looking through Section 8 house listings in your area, you can get an idea of the different opportunities available and narrow down these options to those that suit you and your family best. However, you will need to learn where to find these house listings first, as well as what qualifies as a Section 8 home in New York, to get started.
Learn How to Find Section 8 Housing Lists in New YorkSection 8 rental housing lists in New York can be found in various ways. However, the easiest way to locate a list of Section 8 rentals is by going online, as several websites like Go Section8 offer detailed descriptions of qualifying affordable homes. By going online, renters can search a list of Section 8 houses in NY and narrow down the available options by specifying their price range, the number of bedrooms they require and the overall size of their target home. Additionally, Section 8 housing lists can also be accessed by checking the classified ads printed in local newspapers and the signs/advertisements located in nearby grocery stores and public buildings. Learn more about the Section 8 application process by downloading our guide.
What Qualifies as a Section 8 Home in New York?When reviewing Section 8 house listings, it is important to keep in mind that a home must meet certain criteria to qualify as a public housing option. For example, all Section 8 apartment listings must have a sufficient number of bedrooms based on the size of the family living there, as well as a bathroom and a kitchen. Additional requirements to make the Section 8 rental housing list in New York include but are not limited to the following:
- The house/apartment must include a suitable space for food preparation and refuse disposal.
- The house/apartment must include a healthy thermal environment.
- The house/apartment must feature adequate space and security for all members of the family.
- The housing unit’s water supply must be contaminant-free.
- Each full level of the home must feature a smoke detector, whether battery-operated or hard-wired.
How Big of a House Can You be Approved for in New York?When reviewing Section 8 housing lists in NY, the first question that probably comes to mind is, ” How large of a house am I eligible for?” This is a question that will be answered by your local public housing agency or PHA. While many Section 8 house listings are available online, it is the PHA that determines which homes you can be approved for based on your family size. For instance, of the Section 8 apartment listings in New York, a family of one or two individuals may only be approved for homes that have one bedroom. Meanwhile, a family of five or six can peruse a list of Section 8 houses that have three total bedrooms. In any case, a family may choose to live in a unit with fewer or more bedrooms than those numbered on the voucher, so long as the home meets the necessary utility allowances and housing quality standards established by the PHA. Note The size of individual bedrooms on Section 8 rental housing lists is also taken into account when a PHA is determining whether or not to approve housing. For instance, a family of two that qualifies to live in a one-bedroom apartment will not be approved to live in a one-bedroom home if the bedroom does not meet the necessary housing quality standard for space.
Learn About Checking Your Credit Score Before Viewing Section 8 Apartment Listings in New YorkLandlords on the Section 8 rental housing list will – without a doubt – check your credit score before renting out a home to you and your family. To review a list of Section 8 houses in New York without a second thought, it is crucial that you understand your credit situation before moving forward with your housing application. Check your credit score and prevent any problems by ordering a free copy of your credit report today.
Credit Score Rankings
- 750-850 (Excellent): Credit applicants of this category will typically receive excellent rates and terms.
- 700-749 (Good): Credit applicants of this category will typically receive credit on good terms.
- 650-699 (Fair): Credit applicants of this category might receive credit, but typically on modest terms.
- 550-649 (Poor): Credit applicants of this category might receive credit, but usually with larger down payment requirements and less than favorable terms.
- 300-549 (Very Poor): Credit applicants of this category will typically not receive credit.
Tips for Reading New York Section 8 House ListingsWhen viewing a list of Section 8 rentals in NY, it is important to know certain items to look out for. Namely, in almost all Section 8 house listings, common terms are typically replaced by abbreviations. “Yo” is used instead of “years old,” and “ch/a” is often used instead of “central heating and air conditioning.” Other common terms featured in a list of Section 8 houses may include the following:
- “la” for living area
- “kit” for kitchen
- “wic” for walk-in closet
- “dbl” for double