Learn About Section 8 Housing Lists in North Carolina
A North Carolina list of Section 8 houses provides residents with many options when it comes to locating inexpensive homes and apartments. Searching Section 8 house listings will reveal living spaces of varying sizes. By using a list of Section 8 rentals, residents will find a place to call home that suits the needs of his or her family. However, finding the list is only the beginning as the homes on a Section 8 rental housing list must line up with a resident’s qualifications.
Learn How to Find Section 8 Housing Lists in North CarolinaFinding Section 8 housing lists in NC is possible through a range of channels. Information about lists of Section 8 rentals is often located at local grocery stores, government offices or many other public buildings in the form of signs or other advertisements. Classified sections in newspapers will also sometimes feature such information. However, the most effective way to find a list of Section 8 rentals is by going online. Residents using the internet will be able to find more information quickly, including price ranges, home size, and other details. Find out how to apply for the Section 8 program by downloading our guide.
What Qualifies as a Section 8 Home in North Carolina?Section 8 house listings in North Carolina offer a range of affordable homes. Residents must qualify for living spaces on Section 8 housing lists, but the space itself must meet specific needs to qualify as a Section 8 house to begin with. Collectively, these needs are called the House Quality Standards or HQS and are enforced by the local Public Housing Agency (PHA). Some of these qualifications for Section 8 rental housing lists in North Carolina include but are not limited to:
- Living spaces must be free of lead-based paint.
- Living spaces must provide proper interior air quality.
- The space must have a functioning smoke detector on every floor of the home.
- The space requires heating and cooling capabilities.
- The space must have secure access and exits.
How Big of a House Can You be Approved for in North Carolina?Section 8 housing lists in North Carolina display homes of various spaces and sizes that are available to qualified residents. However, not all homes on a list of Section 8 rentals will be approved by the PHA for all applicants. One of the determinants of home size is the number of members in a family. Larger families may view lists of Section 8 houses with multiple bedrooms while an individual or couple will only need single-bedroom living spaces. However, PHA rules and regulations vary from area to area and some will allow for smaller families to get larger homes. Larger families may also choose a smaller home from Section 8 house listings, provided the living space meets HQS requirements.
Learn About Checking Your Credit Score Before Viewing Section 8 Apartment Listings in North CarolinaSection 8 rental housing lists in NC are the same as regular apartment listings, as each home is run by a landlord that will require a credit check. Before you begin looking at a list of Section 8 houses in North Carolina, get a free copy of your credit report. A good to excellent credit rating increases tenants’ chances of credit approval for renting a home.
Credit Score Rankings
- 750 – 850 (Excellent): Applicants in this category usually receive credit with the best terms and rates.
- 700 – 749 (Good): Applicants in this category may receive credit with favorable terms and little to no down payment.
- 650 – 699 (Fair): Applicants in this category may receive a smaller line of credit.
- 550 – 649 (Poor): Applicants in this category are unlikely to receive credit, but if they do it may come with higher down payments and strict terms.
- 300 – 549 (Very Poor): Applicants in this category will face very strict terms and little to no line of credit.
Tips for Reading North Carolina Section 8 House ListingsAs with any industry, real estate, like homes on NC Section 8 housing lists, has its own language that might confuse newcomers. Across the board, Section 8 house listings in NC use a common set of abbreviations like “Dbl” for “double or “Kit” for kitchen. Look at the list below for more commonly used terms that will help you along the process to finding a new home:
- Walk-in Closet is WIC
- Living Area is LA
- Years Old is YO
- One bedroom, one bathroom or 1/1 (similarly two bedrooms, one bathroom is 2/1)
- Air Conditioning is A/C