Kentucky Section 8 house listings are properties that accept housing vouchers from local public housing agencies (PHAs). If you or your family need financial assistance finding a home, you can access Section 8 housing lists once you are approved for the program. Before seeing what Section 8 apartment listings are out there, it is important to  understand the qualifications that are necessary for a home to be added to the list of Section 8 houses, along with tips for reading a Section 8 rental housing list.

Learn How to Find Section 8 Housing Lists in Kentucky

The first step in understanding Kentucky Section 8 housing lists is knowing where to find them. For many, Section 8 house listings can be found in local grocery stores, community centers or even within the local newspaper. Section 8 apartment listings can also be located within the nearest PHA. However, the simplest way to locate a Section 8 rental housing list near you is through online resources. Websites such as Go Section 8 or the Department of Housing and Urban Development (HUD) offer Section 8 housing lists that can be tailored to fit your needs. Narrowing down a Section 8 rental housing list by bedroom size, neighborhood and price are only available through online resources. You can learn how to apply for the Section 8 program from our guide

What Qualifies as a Section 8 Home in Kentucky?

In order for homes in KY Section 8 housing lists to pass inspection, they must go through housing quality standard requirements set forth by the local PHA. These standards for Section 8 housing lists fall into 13 categories which include areas such as water supply, interior air quality and lead-based paint to name a few. Other examples include that qualified apartments and houses must have:

• A water supply free of contaminants.
• Proper ventilation within the bathroom.
• No leaks within the plumbing.
• Handrails on staircases with more than four steps
• A cooling system to adequately cool every room.

How Big of a House Can You be Approved for in Kentucky?

Section 8 housing lists in Kentucky provide a variety of options in terms of bedroom size. Before searching Section 8 apartment listings, contact your local PHA for eligibility details concerning the size house you and your family can choose. Once determined, you may begin searching Section 8 housing lists for the house size illustrated on your voucher. Families can choose a different-sized home than described on their housing voucher as long as the dwelling still meets PHA requirements in terms of utilities allowances and quality.

Learn About Checking Your Credit Score Before Viewing Section 8 Apartment Listings in Kentucky

Your first instinct may be to search KY Section 8 housing lists for the size home you found eligibility with. However, before seeking out Section 8 house listings near you, order a copy of your credit report. Landlords on a list of Section 8 rentals will require a credit check prior to application approval, so it is best to see where you fall in terms of ranking. Order a free copy of your credit report today to be able to search Section 8 apartment listings with peace of mind. To see how your credit score measures up, use the categories outlined below:

• 750-850 (Excellent): Credit approval is more than likely. Rates and terms will be at their best.
• 700-749 (Good): Credit approval is likely, with significantly low rates and terms.
• 650-699 (Fair): Credit approval is probable, with modest rates and terms.
• 550-649 (Poor): Credit approval is unlikely, but if so, rates and terms will be high and unfavorable.
• 300-549 (Very Poor): Credit approval is unlikely.

Tips for Reading Kentucky Section 8 House Listings

Kentucky Section 8 housing lists include abbreviations in order to make the listing as simple as can be. For example, Section 8 house listings might read “2br/2ba with aek” with “br” meaning bedroom, “ba” meaning bathroom, and “aek” meaning all electric kitchen. Before getting frustrated with a list of Section 8 rentals, understanding the abbreviations can be a huge help. Other more common abbreviations on a list of Section 8 houses, as well as any other real estate listing, include but are not limited to:

• “spac” for spacious.
• “upr” for upper floor.
• “hlf ba” for half bathroom.
• “lr” for living room.
• “ofc” for office.
• “w/d, wd” for washer and dryer.

Website: Local Offices. State: Kentucky